First home buyer couple receiving house keys in Brisbane

Ready to buy your first home in Brisbane? We help you compare first home buyer loan options from over 40 lenders and connect you with qualified Brisbane mortgage brokers who can guide you through the process.

Understanding First Home Buyer Loans

Buying your first home is exciting but can feel overwhelming. Our free comparison service helps you understand your options - from government grants to low deposit schemes.

First Home Owner Grant (FHOG)

Queensland offers a $30,000 First Home Owner Grant for new homes. A qualified mortgage broker can help you understand eligibility and ensure your application is complete.

Government Schemes Available

First home buyers in Brisbane may be eligible for:

  • First Home Owner Grant (FHOG) - $30,000 for new homes in Queensland
  • First Home Guarantee - Buy with as little as 5% deposit, no LMI
  • Regional First Home Buyer Guarantee - For eligible regional Queensland buyers
  • First Home Super Saver Scheme - Use super contributions for your deposit
  • Stamp Duty Concessions - Save thousands on transfer duty

How Much Can You Borrow?

Your borrowing capacity depends on your income, expenses, existing debts, and deposit. Use our free comparison to get an initial understanding, then connect with a Brisbane broker for personalised advice.

Typical First Home Buyer Scenario in Brisbane

For a Brisbane couple earning a combined income of $150,000 with $60,000 in savings, borrowing capacity may be around $650,000 to $750,000 depending on expenses and debts. This opens up options in suburbs like Chermside, Aspley, Nundah, and Upper Mt Gravatt.

Low Deposit Options

Don’t have a 20% deposit? Many first home buyers don’t. Options may include:

  • 5% deposit loans - Available with the First Home Guarantee
  • 10% deposit loans - Competitive rates with some LMI
  • Family guarantee loans - Using family property as security

A qualified broker can explain your options clearly so you can make an informed decision.

First Home Buyer Checklist

Before you start house hunting, consider:

  1. Understanding your borrowing capacity
  2. All costs including stamp duty, legal fees, and inspections
  3. Having your deposit and savings history ready
  4. Gathering payslips, tax returns, and bank statements
  5. Checking your credit score

Compare 40+ Lenders

We help you compare first home buyer loans from major banks like Commonwealth Bank, ANZ, NAB, Westpac, plus specialist lenders - all in one place.

We connect buyers across Brisbane with local brokers, including areas like:

  • North Brisbane: Chermside, Aspley, Nundah, Stafford, Kedron
  • South Brisbane: Mt Gravatt, Sunnybank, Eight Mile Plains, Upper Mt Gravatt
  • East Brisbane: Carindale, Wynnum, Coorparoo
  • West Brisbane: Indooroopilly, Toowong, Paddington

Get Started

Use our free comparison service to explore first home buyer loan options, then connect with qualified Brisbane mortgage brokers for personalised advice.

Get Your Free Comparison

This is general information only and not financial advice. Connect with a licensed mortgage broker for advice specific to your situation.