Find Your Perfect Brisbane Home Loan
(07) 2000 5626 loans@homeloanbrokerbrisbane.com.au
Get Free Assessment

Terms of Service

Please read these terms carefully before using our services

Last Updated: December 2024

1. Acceptance of Terms

By accessing and using the Home Loan Brokers Brisbane website and services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Our Role - Referral and Comparison Service

Important: Home Loan Brokers Brisbane is a referral and comparison service. We are not a mortgage broker, lender, or credit provider. We do not provide credit, financial advice, or loan products.

Our service includes:

  • Providing general information about home loan options available in the market
  • Collecting your enquiry details and preferences
  • Connecting you with qualified, licensed mortgage brokers who can assist with your home loan needs
  • Helping you compare different loan options from various lenders through our broker network

When you submit an enquiry through our website, we will share your information with one or more mortgage brokers from our network who will contact you directly to discuss your needs and provide professional assistance.

3. No Financial Advice

The information provided on this website is general in nature and does not constitute personal financial advice. We are not licensed to provide financial advice or credit assistance. Before making any financial decisions, you should:

  • Speak with a licensed mortgage broker or financial adviser
  • Consider your own financial situation, objectives, and needs
  • Read all relevant product disclosure statements
  • Seek independent professional advice if necessary

4. Accuracy of Information

While we strive to keep the information on our website accurate and up-to-date, we make no representations or warranties about the completeness, accuracy, reliability, or suitability of the information. Interest rates, fees, and product features are subject to change without notice and should be verified with the relevant lender or broker.

5. Third-Party Brokers and Lenders

The mortgage brokers we connect you with are independent professionals with their own qualifications, licenses, and terms of engagement. We do not guarantee:

  • The quality of service provided by any broker
  • Approval of any loan application
  • Any particular interest rate or loan terms
  • The suitability of any loan product for your circumstances

Any agreement you enter into with a broker or lender is solely between you and that party.

6. Privacy and Data Sharing

Your use of our services is also governed by our Privacy Policy. By using our services, you consent to:

  • The collection of your personal information through our enquiry forms
  • The sharing of your information with mortgage brokers in our network
  • Being contacted by these brokers regarding your home loan enquiry

Please read our Privacy Policy for full details on how we handle your information.

7. User Responsibilities

When using our services, you agree to:

  • Provide accurate and complete information
  • Not provide false or misleading information
  • Understand that we are a referral service, not a broker or lender
  • Use our services only for lawful purposes

8. No Cost to You

Our comparison and referral service is provided at no cost to you. We may receive a referral fee from mortgage brokers when they successfully assist you with a loan. This does not affect the cost of your loan or the service you receive from the broker.

9. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Home Loan Brokers Brisbane or its content suppliers and is protected by Australian and international copyright laws.

10. Limitation of Liability

To the maximum extent permitted by law, Home Loan Brokers Brisbane shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:

  • Your use of or inability to use our services
  • Any actions taken by third-party brokers or lenders
  • Any decisions you make based on information provided on this website
  • Any loan products or services you obtain through our referrals

11. Indemnification

You agree to indemnify and hold harmless Home Loan Brokers Brisbane, its directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

12. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this website. Your continued use of our services after any changes constitutes acceptance of the new terms.

13. Governing Law

These terms are governed by the laws of Queensland, Australia. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Queensland.

14. Contact Information

If you have any questions about these Terms of Service, please contact us: